Understanding Compensation Benefits

Have you been injured at work and are unsure what to do or how to deal with WSIB? Have you lost time from your job and are currently not being paid? You are entitled to compensation benefits if you have not returned to work. Discuss with us the process for claiming these types of benefits and others from WSIB. Am I eligible for WSIB benefits?

To be eligible for WSIB insurance benefits, you must:

  • Have a worker-employer relationship with an employer covered by the WSIB
  • Have an injury or illness directly related to your work.
  • Promptly file a claim with the WSIB
  • Provide all relevant information requested by the WSIB to help us determine your benefits.
  • Consent to the release of functional abilities information to your employer by the health care professional treating you.
What benefits can I receive? Your workplace insurance entitles you to a range of benefits. The benefit most people are familiar with is the replacement of earnings you lose while disabled by workplace illness or injury (benefit for loss of earnings), but a number of other WSIB benefits are available to you.

Benefit for Loss of Earnings (LOE)
Benefit for Non-Economic Loss (NEL)
Loss of Retirement Income (LRI) Benefit
Benefit for Future Economic Loss (FEL)
Health Care Benefits
The Occupational Disease and Survivor Benefits Program
Benefits for Seriously Injured Workers

What must I do while receiving benefits? It's to your benefit to cooperate in your return to health and your safe return to work. As a person receiving WSIB benefits it's also your responsibility. Most workers are helpful and cooperative in this matter. But in rare cases where a worker is determined by the WSIB to be uncooperative, the worker's benefits may be reduced to 50%, or discontinued after a continued period of non-cooperation. To receive WSIB benefits, you must:
  1. Cooperate in your recovery by following the treatment and health care prescribed by your health care professionals.
  2. Have health examinations as required by the WSIB. The WSIB may require a health exam if it will help us make a decision as to your case, or if it will help you re-enter the job market. Your employer may request a health exam if it will provide significant new information regarding your case.
  3. Cooperate in your Early and Safe Return to Work program or your Labour Market Re-entry program.
  4. Report any material change in your circumstances to the WSIB.

    Some examples of material changes are:

    • any change to your income
    • returning to work
  5. Provide any information that the WSIB needs to assess your case.
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